Estimate before you apply

Indicative figures only. Your final offer depends on assessment.

Estimate your monthly repayment

Move the sliders to see an indicative figure before you visit a branch.

Amount RM 100,000 Tenure 5 years

Estimated monthly repaymentRM 0 Indicative profit rate 4.75% p.a. (flat). Total payable RM 0.

Ar-Rahnu finances up to 80% of the gold value, up to RM300,000 per customer, over 18 months.

Estimate only. The bank values your gold at the counter.

Gold market value RM 10,000

You could receive up toRM 8,000

3.35%Base Rate (BR)

6.50%Base Financing Rate (BFR)

2.75%Standardised Base Rate (SBR)

Reference rates as shown on agrobank.com.my (effective 14 July 2025). Confirm current rates with Agrobank.

Pick a productChoose financing that fits your crop, herd, catch or business.
Visit a branchBring your MyKad and proof of land or business.
AssessmentAn officer reviews your plan and visits your site where needed.
Receive your offerAccept the terms and start your season.

Talk to an agro officer or start your application online.