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Latest notices and deals for you
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DealAr-RahnuTurn your gold into cash, the Shariah-compliant way
Tawarruq-based, fixed profit throughout, financing up to 80% of gold value. Bring your MyKad and gold to an Ar-Rahnu counter.
Up to RM300,000 per customerPromotionTVET Graduate Easy Financing SchemeUp to RM5,000 to start your own business
Profit rate of 4.75% p.a. with up to 5 years to repay, plus business advisory.
RM10 million allocationPromotionSkim Usahawan Tani Agrobank x FamaMicrofinancing at your farmers' market
Agrobank officers join selected markets nationwide to take microfinancing applications on the spot.
DealHawkers and small tradersGreen Lane and halal certification support for hawkers
Ar-Rahnu with a dedicated Green Lane, DuitNow QR set-up and halal certification advisory.
PromotionMega Partners by Sahabat AgroPartner offers for Agrobank customers
Browse merchant offers available to Agrobank customers.
Popular financing and savings
🪙Personal
Ar-Rahnu
Up to 80% of gold value · up to RM300,000 · 18 months
💠SavingsAgroPrimaS
Term Deposit-i under Sahabat Agro
📊SavingsFixed Return Islamic Account-i (FRIA-i) 45Plus
Fixed return for ages 45 and above
🌾SavingsAgroTani-i PLUS
Enhanced AgroTani-i savings
🌿SavingsAgroMuda-i PLUS
Youth savings, enhanced
🌍SavingsAgro Tani-i (Foreign)
Savings for foreign account holders
Estimate your monthly repayment
Move the sliders to see an indicative figure before you visit a branch.
Estimated monthly repaymentRM 0
Indicative profit rate 4.75% p.a. (flat). Total payable RM 0.
1969financing Malaysian agriculture since
184branches serving the nation
10RM billion financing disbursed in 2024
80% of gold value financed through Ar-Rahnu
Latest from the field
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Microfinancing goes to the farmers’ market
Through the Skim Usahawan Tani Agrobank x Fama, officers joined ten market sessions nationwide and received 274 microfinancing applications.
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Hawkers and small traders get a dedicated Green Lane
Agrobank and the Malay hawkers' association are working on Ar-Rahnu access, DuitNow QR and halal certification support for traders.
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Agrobank sets aside RM10 million for TVET graduate start-ups
A new scheme offers TVET graduates up to RM5,000 each at 4.75% p.a. over up to five years, with business advisory on…
Questions we hear most
What is Ar-Rahnu?
Ar-Rahnu is Shariah-compliant financing that uses gold as collateral. It follows the Tawarruq concept, the profit does not change during the tenure, and you can finance up to 80% of the gold value, up to RM300,000 per customer. Bring your MyKad and gold to the nearest Ar-Rahnu counter.
Is the financing Shariah-compliant?
Yes. Agrobank products described here are Islamic financing and savings, based on Shariah contracts such as Tawarruq.
Who can apply for AgroCash-i?
Government employees with gross monthly income (including fixed allowance) above RM1,000, and GLC staff above RM2,000. Takaful credit cover is encouraged.
Who can use the TVET Graduate Easy Financing Scheme?
TVET graduates who want to start a business. The scheme was reported at up to RM5,000 each, 4.75% p.a., up to 5 years. Confirm current terms at any branch.